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HOW Devote TO EARN MORE INTEREST: Bond funds offer higher interest income or dividends at a moderate level of risk, Largely. Today’s low interest rates make threat here when compared with usual. Unlike money funds where the share prices are always pegged at $1, the price or value of bond fund shares WILL FLUCUATE. When interest rates go up, their price will the fall. There are two methods to deal with this risk this year and beyond.